:root{
 --bg:#fbfcfa; --surface:#fff; --ink:#14221d; --muted:#627168; --line:#dce6df;
 --brand:#255f4f; --brand2:#174638; --accent:#e7ba4e; --soft:#edf5f1; --danger:#8a4b31;
 --shadow:0 14px 40px rgba(28,55,45,.08); --radius:18px; --max:1240px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.72 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
a{color:var(--brand);text-underline-offset:3px}img{max-width:100%}
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{max-width:var(--max);margin:auto;display:flex;align-items:center;gap:20px;padding:12px 22px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:900;font-size:21px;letter-spacing:-.02em;white-space:nowrap}
.mark{width:30px;height:30px;border-radius:50%;background:var(--brand);display:grid;place-items:center;position:relative}
.mark:before{content:"";width:5px;height:19px;background:var(--accent);clip-path:polygon(50% 0,100% 50%,50% 100%,0 50%)}
.navlinks{display:flex;gap:17px;align-items:center;margin-left:auto}.navlinks a{font-size:14px;color:var(--ink);text-decoration:none;font-weight:650}
.header-cta{display:inline-flex;align-items:center;justify-content:center;background:var(--brand);color:#fff!important;padding:9px 13px;border-radius:10px;font-weight:800!important;text-decoration:none!important;white-space:nowrap}
.mobile-toggle{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 10px}
.mobile-menu{display:none;border-top:1px solid var(--line);padding:10px 22px 16px;background:#fff}.mobile-menu a{display:block;padding:8px 0;color:var(--ink);text-decoration:none}
.wrap{max-width:var(--max);margin:auto;padding:38px 22px}.hero{padding:54px 0 28px;max-width:900px}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:900;color:var(--brand)}
h1,h2,h3{line-height:1.12;letter-spacing:-.025em}h1{font-size:clamp(42px,6vw,72px);margin:.17em 0 .3em}h2{font-size:32px;margin:2.1em 0 .5em}h3{font-size:22px;margin:1.5em 0 .35em}
.lede{font-size:21px;line-height:1.58;color:#3f5048;max-width:820px}.small{font-size:14px;color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;border:0;border-radius:11px;padding:12px 17px;background:var(--brand);color:#fff;text-decoration:none;font-weight:850;margin:6px 8px 6px 0}
.btn:hover,.header-cta:hover{background:var(--brand2)}.btn.secondary{background:#fff;color:var(--brand);border:1px solid var(--brand)}
.btn.light{background:var(--soft);color:var(--brand)}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 1px 0 rgba(0,0,0,.01)}
.card h3{margin-top:0}.card>a:first-child{font-weight:850;text-decoration:none;font-size:18px;line-height:1.3;display:block}.card p{color:var(--muted);font-size:15px}
.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:22px}.breadcrumbs a{color:var(--muted)}
.article-layout{display:grid;grid-template-columns:minmax(0,790px) 310px;gap:52px;align-items:start}.article{min-width:0}.article p{margin:1.08em 0}.article li{margin:.55em 0}
.summary{background:var(--soft);border:1px solid #d6e7de;border-radius:var(--radius);padding:20px 22px;margin:24px 0}.summary h2{font-size:23px;margin:0 0 8px}
.disclosure{font-size:13px;color:#53665c;background:#f3f7f5;border:1px solid var(--line);padding:12px 14px;border-radius:10px;margin:18px 0}
.sidebar{position:sticky;top:92px;display:grid;gap:16px}.side-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}.side-card h3{margin-top:0}
.side-card .btn{width:100%;margin:5px 0}.side-links a{display:block;padding:9px 0;border-top:1px solid var(--line);font-size:14px;text-decoration:none}
.cta-band{background:var(--brand2);color:#fff;border-radius:24px;padding:28px;margin:34px 0}.cta-band h2{margin:0 0 8px;font-size:29px}.cta-band p{color:#e2eee9;max-width:730px}.cta-band .btn{background:var(--accent);color:#18352d}
.table-wrap{overflow-x:auto}.compare{width:100%;border-collapse:collapse;background:#fff}.compare th,.compare td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}.compare th{background:var(--soft)}
.callout{border-left:4px solid var(--accent);background:#fffaf0;padding:16px 18px;margin:24px 0}
.sourcebox{border:1px solid var(--line);background:#fff;border-radius:14px;padding:18px;margin-top:34px}.sourcebox h3{margin-top:0}.sourcebox li{font-size:14px}
footer{border-top:1px solid var(--line);background:#fff;margin-top:64px}.foot{max-width:var(--max);margin:auto;padding:34px 22px;display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.foot a{color:var(--muted);display:block;text-decoration:none;margin:6px 0;font-size:14px}
.popup{position:fixed;inset:0;background:rgba(10,20,16,.66);display:none;align-items:center;justify-content:center;z-index:80;padding:20px}.popup.open{display:flex}.popup-box{position:relative;background:#fff;max-width:560px;border-radius:24px;padding:30px;box-shadow:0 25px 80px rgba(0,0,0,.28)}.close{position:absolute;right:14px;top:10px;border:0;background:transparent;font-size:26px;cursor:pointer}
@media(max-width:980px){.navlinks{display:none}.mobile-toggle{display:block}.nav>.header-cta{display:none}.article-layout{grid-template-columns:1fr}.sidebar{position:static;grid-template-columns:1fr 1fr}.grid{grid-template-columns:repeat(2,minmax(0,1fr))}.foot{grid-template-columns:1fr 1fr}}
@media(max-width:650px){body{font-size:16px}.wrap{padding:28px 17px}.hero{padding-top:34px}h1{font-size:43px}.grid{grid-template-columns:1fr}.sidebar{grid-template-columns:1fr}.foot{grid-template-columns:1fr}.mobile-menu.open{display:block}}